While most of us may be inclined to look ahead as we plot out our goals for the new year, it may be a useful money-saving strategy to look back a few years. How, you say? Read on.
Spend Less on Paper
If you use paper towels, paper napkins, tissues and disposable cleaning cloths, you may be [...]

Between snowstorms, lines and packed parking lots to contend with, it’s no surprise many American shoppers are turning to online and digital aids to streamline shopping.
If you’re living on a tight budget, these tools can help you make purchases a little more wisely. Here’s a look at two great ways to save yourself time and [...]

Winter can bring months of bitter cold and howling wind. It’s no secret that heating costs can add up quickly, especially if you have an older home, a large house, or less-than-stellar insulation. The last thing you need if you’re struggling with debt is an unexpected jump in utilities. Luckily, there are strategies for keeping [...]

The U.S. Department of Commerce released data this week on personal income for November, and the numbers look modestly positive, with a 0.4 percent increase in personal income last month. Further, the numbers show that:

Real disposable personal income rose 0.2 percent
Wages and salaries increased by $16.1 billion
Real personal consumption expenditures rose 0.2 percent
The saving rate [...]

The recession has been hard on a lot of Americans, in part because the decreased availability of credit now means that many people are seeing their accounts limited or closed for what seem like mysterious reasons.
Here’s a look at some potential explanations for why you may have seen your limit shrink recently.

Changes to Your Credit [...]

The difficult economy has been felt across all sectors, but small businesses may be the hardest hit, with consumer spending down and banks still reluctant to lend money, leading to a spike in small businesses filing bankruptcy.
According to the LA Times, nearly 19,000 small businesses filed for bankruptcy in California during the 12 months ended [...]

The recently released Consumer Price Index November data, put out by the Bureau of Labor Statistics, suggest that the U.S. economy may be inching its way toward recovery. Here’s a look at the important numbers from last month.

Overall growth: Prices as a whole increased by a seasonally adjusted 0.4%, which the BLS is attributing to [...]