Archive for the ‘Financial Planning’ Category

Tax-Time: Keeping Track of Important Papers

As tax season rolls around, you may find yourself vowing to develop a better system for storing and organizing income statements, receipts, bills and other important documents that can get lost in the shuffle of everyday life all too easily.
Keeping track of your papers can be crucial, too, if you receive a bill from your [...]

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Financial Matters: Two Ways to Buy Furniture

If you’ve ever watched television, you’ve probably seen at least one commercial for a furniture store that advertises zero percent financing for a given amount of time. This post explores what that means for you financially and how no interest can compare to paying cash.
What Zero Percent Means
While the specifics may differ depending on the [...]

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Obama’s Planned Tax Cuts & Raises

Tax time can be stressful for those who end up owing the government money, especially those in dire financial straights or recovering from a recent bankruptcy filing.
The Associated Press reports that President Obama has proposed new taxes that would both create incentives for companies to hire new workers and increase the amount of money paid [...]

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New Ways to Prevent Identity Theft

Losing a wallet is the kind of super-stressful event that most of us don’t think will ever happen to us. And so we don’t prepare for it. But take a moment now to consider what you stand to lose if your wallet is lost or stolen: Money? Your driver’s license? Your credit card? Your credit [...]

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New FTC Blog Offers Consumer Protection Tips

The Federal Trade Commission announced in late December the introduction of a new blog designed to keep U.S. citizens informed about their rights and protections available to them.
Already up and running, the blog plans, in future posts, to address important consumer issues including:

Identity theft: Understanding this e-crime is the first step to avoiding it. Identity [...]

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Save on Utility Bills by Winterizing

Winter can bring months of bitter cold and howling wind. It’s no secret that heating costs can add up quickly, especially if you have an older home, a large house, or less-than-stellar insulation. The last thing you need if you’re struggling with debt is an unexpected jump in utilities. Luckily, there are strategies for keeping [...]

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Real-Life Financial Literacy: Starting Your Kids Off Right

My mother, the head of an elementary school, recently told me a story about one of her students that warmed my personal finance blogger’s heart. So I thought I’d share it with you all.
Part One: A Hobby
My mother’s student (we’ll call her “Emily”) loved to bake. She’d make coffee cakes and breads and desserts. She [...]

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