Despite legislation designed to protect identity theft victims, some surveys have found that bankruptcy filers still sometimes list identity theft as one of the reasons they had to file for bankruptcy protection. And it’s no wonder: being the victim of identity theft can be frustrating and seriously damaging to your finances and credit history.
Identity theft [...]

Even when we have the best intentions for improving our spending and saving habits, it can be difficult to resist impulse buys—especially when they’re relatively small dollar-amount purchases, like a morning latte or a lunch out.
But most of us realize that getting out of debt and establishing healthy finances require us to resist such purchases [...]

Budgets don’t have to be set in stone to work. In fact, there are some ways to save that don’t involve altering your habits in any significant way, but can end up saving you serious money over the course of a year.
Here’s a look at some basic, room-by-room household changes you can make (courtesy of [...]

The Federal Trade Commission has recently issued a statement indicating that it has sent warnings to various online providers of ostensibly free credit reports that have failed to comply with federal guidelines.
Here’s what you need to know about getting your credit report online.

You’re legally entitled to a free credit report each year. The Fair Credit [...]

The Credit CARD Act that was signed into law last summer is still slowly rolling out new protections for consumers. August 15 is the last day for cardholders with active accounts to opt into overdraft protection, and, as a recent post from Consumerist.com, banks are working hard to sign up members for these short-term loans.
Here’s [...]

Whether you are in a partnership in which you aren’t able to get married, like a same-sex couple in a state in which same-sex marriage isn’t legal, or if you are in a relationship in which you simply choose not to get married, Kiplinger has published some financial basics to keep in mind.
These tips may [...]

One of the paradoxes about filing for bankruptcy is that filers are required to take a financial education course (also known as debtor education) before they can receive their discharge from the court.
While it makes sense to prepare people for their fresh financial start, it seems like the timing is off—think how much good such [...]