Posts Tagged ‘credit’

Credit Card Charge Disputes can Save Money and Worry

Hopefully, when you receive your credit card bill each month, you scan the itemized charges to make sure nothing looks amiss. And, if you do, at some point you may notice a charge for something you didn’t buy – or a charge that rang up incorrectly, or a charge with the decimal in the wrong [...]

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The Cost of Payday Loans and Renting to Own

Mint.com and WallStats.com have teamed up to create a tongue-in-cheek visual representation of some dangerous predatory lending products common in America today. The image is titled The Shaft: How Some Companies Prey on the Poor.
The graphic helps depict the reality of some benign-seeming products—and highlights how susceptible many lower-income Americans are to terrible credit products, [...]

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New Ways to Prevent Identity Theft

Losing a wallet is the kind of super-stressful event that most of us don’t think will ever happen to us. And so we don’t prepare for it. But take a moment now to consider what you stand to lose if your wallet is lost or stolen: Money? Your driver’s license? Your credit card? Your credit [...]

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Personal Income, Spending Up (Modestly) in November

The U.S. Department of Commerce released data this week on personal income for November, and the numbers look modestly positive, with a 0.4 percent increase in personal income last month. Further, the numbers show that:

Real disposable personal income rose 0.2 percent
Wages and salaries increased by $16.1 billion
Real personal consumption expenditures rose 0.2 percent
The saving rate [...]

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Understanding Cuts to Your Credit

The recession has been hard on a lot of Americans, in part because the decreased availability of credit now means that many people are seeing their accounts limited or closed for what seem like mysterious reasons.
Here’s a look at some potential explanations for why you may have seen your limit shrink recently.

Changes to Your Credit [...]

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