The Credit CARD Act that was signed into law last summer is still slowly rolling out new protections for consumers. August 15 is the last day for cardholders with active accounts to opt into overdraft protection, and, as a recent post from Consumerist.com, banks are working hard to sign up members for these short-term loans.
Here’s [...]
Recent reports from the Center for Responsible Lending suggest some mainstream American banks have been engaging in predatory lending practices similar to payday loans—and that the Office of the Comptroller of the Currency (OCC), meant to regulate such practices, has done nothing to stop these actions.
Short-Term Loans at the Bank
As you may already know, payday [...]
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