Recent reports from the Center for Responsible Lending suggest some mainstream American banks have been engaging in predatory lending practices similar to payday loans—and that the Office of the Comptroller of the Currency (OCC), meant to regulate such practices, has done nothing to stop these actions.
Short-Term Loans at the Bank
As you may already know, payday [...]
Mint.com and WallStats.com have teamed up to create a tongue-in-cheek visual representation of some dangerous predatory lending products common in America today. The image is titled The Shaft: How Some Companies Prey on the Poor.
The graphic helps depict the reality of some benign-seeming products—and highlights how susceptible many lower-income Americans are to terrible credit products, [...]
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