The National Retail Federation is predicting that Americans will trend towards spending their tax refunds more liberally this year, based on the results of a recent survey the group conducted.
The trend would move from using tax refunds to pay down debt and saving, to start spending refunds again in what the federation described as cautious.
Consumers [...]

A study conducted last year by German researchers suggests that the human brain might be wired in such a way that we naturally evaluate the value of our money in a non-rational (and potentially wealth-depleting) way.
The findings could have important applications for people looking to improve their financial management habits (including using credit, taking out [...]

The word “budget” has a tendency to make people grimace, and “frugal” is no different. But that’s perhaps because people often forget that the whole point of budgeting or frugality is to maximize the value of your money—by saving money where it doesn’t matter to you so you can spend it where it does.
A Lesson [...]

Between snowstorms, lines and packed parking lots to contend with, it’s no surprise many American shoppers are turning to online and digital aids to streamline shopping.
If you’re living on a tight budget, these tools can help you make purchases a little more wisely. Here’s a look at two great ways to save yourself time and [...]

Winter can bring months of bitter cold and howling wind. It’s no secret that heating costs can add up quickly, especially if you have an older home, a large house, or less-than-stellar insulation. The last thing you need if you’re struggling with debt is an unexpected jump in utilities. Luckily, there are strategies for keeping [...]

Fall is a great time to save money online. Heck, any season’s great for saving online – as long as you know where to look.
October Special at Restaurant.com
If you’ve never checked out the site Restaurant.com for great discounts on eating out, now’s the time to visit. Here’s how it works:

Type in your zip code. The [...]

When you’ve decided to stop living with debt, it’s important to have a plan of action. While every financial situation needs its own specific analysis to properly handle, these simple steps will help you tackle your debt and get on the road to responsible spending.

Know your budget. Keep track of all the money coming in—:and [...]