Posts Tagged ‘saving money’

Spend Smarter: Think Hours, Not Dollars

Even when we have the best intentions for improving our spending and saving habits, it can be difficult to resist impulse buys—especially when they’re relatively small dollar-amount purchases, like a morning latte or a lunch out.
But most of us realize that getting out of debt and establishing healthy finances require us to resist such purchases [...]

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High-Tech Ways to Save

Between endless advertisements and what sometimes feel like continuous gadget updates, it’s become all too easy to spend money these days. But the good news is that today’s advanced technology also provides more opportunities to save money than ever before. Don’t believe it? Check out some of the latest and greatest dollar-saving ideas from around [...]

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Simple Appliance Maintenance Saves Money Down the Line

For many of us, home appliances fall into that category of things that don’t get any attention until they start to give us trouble. This is too bad, as performing regular maintenance around the house can stave off big, expensive repairs down the road.
Not sure where to start your home goods checkups? Check out this [...]

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Do You Waste Nine Percent of Your Income?

In a study conducted two years ago, researchers discovered that the working poor in America (that is, those whose household incomes total less than $13,000 per year) spend nine percent of their yearly income ($645) on lottery tickets.
That figure is startling.
A Better Way To Play
Most of us know on a rational level that playing the [...]

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No-Spend Days Make Budgets Friendlier

One way to help stick to a budget or savings plan if you’re struggling with debt or rebuilding after bankruptcy is to commit to one or more “money-free” days every month. On these days, you refuse to spend any money at all (excluding essentials like rent, utilities and other bills). When you start discovering activities [...]

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Budgets: Buying a Used Car the Smart Way

For those rebuilding credit after personal bankruptcy and/or trying to establish some financial stability, learning to save money on major purchases is a hugely valuable tool. This article from MoneyTalksNews.com explains how to buy a used car—without regret.
The article itself is detailed and worth a read, but here are the major pointers for would-be auto [...]

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Americans Will Again Spend Tax Refunds, Survey Shows

The National Retail Federation is predicting that Americans will trend towards spending their tax refunds more liberally this year, based on the results of a recent survey the group conducted.
The trend would move from using tax refunds to pay down debt and saving, to start spending refunds again in what the federation described as cautious.
Consumers [...]

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