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Financial Literacy

It's About Smart Money Management

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Most of us haven't gone to finance school. And elementary and high schools—even colleges—don't really teach us how to manage our money as adults.

But money management skills are an important tool in a person's quest to defy debt.

Many Americans Make Important Financial Decisions without Understanding Their Choices

An April, 2008, article in The Economist highlighted some statistics on our country's lack of financial literacy:

  • Nearly 1/3 of Americans don't know what their credit card interest rate is
  • 40% of Americans don't pay their credit cards in full each month
  • Only 3 states require high school students to take personal finance classes
  • Fewer than 17% of U.S. students have ever taken a financial literacy class

Basic Money Management Facts

Some people think that only folks with little money don't know how to manage their finances; the truth is that people at all income levels can struggle with financial decisions.

In fact, as many as 10% of U.S. Senators lost significant money because of the credit collapse.

This shows that even our political leaders have trouble distinguishing between good and bad investments!

Need Financial Help?

Imagine confidently choosing which credit card to apply for or which retirement package to select.

You deserve that peace of mind that comes with understanding how to manage your money.

You've already taken the first step toward reaching your goal by visiting us; now take the next step and fill out the below form.

Speak to a Bankruptcy Lawyer

Talk to a bankruptcy lawyer and find out whether filing bankruptcy may help restore financial calm in your life.

A bankruptcy lawyer can explain how Chapter 7 bankruptcy can discharge credit card debt or how Chapter 13 bankruptcy may help prevent foreclosure or repossession.

Continue moving forward and fill our our free bankruptcy evaluation form right now.

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