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Oklahoma Bankruptcy Lawyers

Oklahoma bankruptcy attorney can answer your questions

If debt is making your future look uncertain, perhaps it's time to get some answers about your options.

Bankruptcy is designed to safely clear debt, and Oklahoma, in particular, offers some of the strongest protections for filers in the country. Could these laws help you get your life back?

Don't wait to get answers. You can find out how bankruptcy may help you during a free case evaluation with a local Oklahoma bankruptcy lawyer. To get your free review, simply complete the free form on this page, or call, toll free, 877-833-2410 and we'll connect you right away.

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Your Bankruptcy Options in Oklahoma

The bankruptcy laws in Oklahoma give you options, so you don't have to worry about a one-size-fits-none approach that doesn't address your needs.

Your two main options are Chapter 7 and Chapter 13. These are two variations on bankruptcy, and either may be effective at wiping out your debts. Your choice comes down to which fits you best.

Chapter 7 may be ideal if you're struggling with credit card debt, but don't have the regular income you need to pay it down. In only a few months, Chapter 7 may completely clear your credit card debt, as well as any outstanding medical bills, utility bills, personal loans and payday loans.

You may also be able to use Chapter 7 exemptions to protect your property. This is where the Oklahoma bankruptcy laws may really work in your favor. Exemptions outline the types and amounts of property that are fully protected from forced sale during your Chapter 7 filing.

In Oklahoma, there is rarely any forced sale because the state's exemptions are some of the strongest in the nation. Exemptions include:

  • Your principal residence, including manufactured home
  • 75 percent of weekly earnings earned in 90 days
  • Up to $7,500 for one motor vehicle
  • 100 percent of household and kitchen furniture, books, portraits, and pictures
  • Up to $10,000 worth of farming tools, and all farm animals
  • Up to $4,000 worth of clothing
  • Up to $2,000 worth of guns

Even with these exemptions, some people need more help and protection, and that's available, too. With Chapter 13 bankruptcy you will likely get the strongest bankruptcy property protections offered, and a chance to clear up any debt from your home mortgage or car loans.

Chapter 13 cases do take longer, and you will need regular income to complete the process. However, very few debt relief options work in this way to help you keep your home and car.

Get Answers from Oklahoma Bankruptcy Lawyer Today

How will these powerful bankruptcy laws apply to you? Speak with an attorney near you in Oklahoma to find out. Your bankruptcy lawyer can answer your questions, walk you through the process of filing, and explain how the laws may help you get rid of your debt.

Remember, you don't have to live with debt. There is help available if you want to regain control of your finances and get your life back on track.

If you would like a free case evaluation with a local Oklahoma bankruptcy lawyer, simply complete the free form on this page. Or call, toll free, 877-833-2410 and we'll connect you right away.

Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.


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