Kansas Bankruptcy Lawyers
Take control today — talk to a Kansas bankruptcy attorney.
Take the first steps in getting your debt under control today. Speak with a Kansas bankruptcy attorney about the special programs that are designed to clear your debt while keeping you in your home.
Chapter 7 bankruptcy in Kansas, for example, may clear your credit card debts in only a few months while protecting your home from foreclosure or a forced sale.
Get a free case evaluation with a Kansas bankruptcy lawyer who can answer your questions and explain your options. Connect right away when you complete the free form on this page or call, toll free, 877-833-2410.
Filing Chapter 7 in Kansas
The most common type of bankruptcy in Kansas is Chapter 7 bankruptcy. This is also the fastest form of bankruptcy, designed to clear your credit card, medical and personal loan debts in only a few months.
When you first successfully file bankruptcy, the automatic stay should kick in. This puts an instant halt to all forms of collection, including foreclosure, repossession, wage garnishment and phone calls from creditors on the debts you included in your bankruptcy. The goal is to freeze these collections while you resolve your debts so you can emerge from bankruptcy without losing your property.
Chapter 7 exemptions outline the type and amounts of property that are also protected form a forced sale. Very few Chapter 7 filers in Kansas ever have to experience a forced sale thanks to these strong protections, which include:
- 160 acres of farm land, one acre in a city, or one manufactured/mobile residence.
- Up to 75 percent of your disposable income
- Up to $20,000 of one motor vehicle; more if disabled
- Necessary home furnishings, equipment and clothes
- Up to $1,000 for jewelry
- Up to $7,500 for books, furniture, instruments, tools, equipment, livestock, seed grain and growing plants
If you want stronger protections for your property or the opportunity to clear your mortgage and car debts, then Chapter 13 may be a better fit for you. Chapter 13 is no better or worse than Chapter 7, it's just a different way to achieve the same goal.
So which option is the best fit for your needs? Only you can decide. Before you do, make sure you've got all the facts about how filing might affect your debt and your future.
If you have questions, get answers from a local bankruptcy lawyer.
Get Bankruptcy Help in Kansas Today
Don't rush into a potentially life-changing decision. Take the time you need to fully understand how the laws in Kansas apply to you.
If you'd like a free case evaluation with a Kansas bankruptcy lawyer who can answer your questions, complete the free form on this page. Or, get help right away by calling 877-833-2410.
Your lawyer can answer questions you might have about your finances and how you can best protect for the future. You don't have to try to fight your debt alone. There is help available today.
Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.